This course is about mastering the principles of retirement planning—how to save, invest, and withdraw money strategically so your wealth lasts throughout your lifetime. You’ll learn how to set meaningful retirement goals, optimize retirement accounts (RRSPs, TFSAs, 401(k)s, Roth IRAs), manage taxes, design withdrawal strategies, and protect against risks like inflation, healthcare costs, and longevity. The course also covers government benefits, employer-sponsored plans, international considerations, and advanced strategies like Roth conversion ladders, bucket systems, and annuities.
Why it’s important: The old model of relying on pensions is gone—today, individuals must act as their own pension managers. With people living longer, healthcare costs rising, and inflation eroding purchasing power, retirement planning is no longer optional. By understanding these strategies, you’ll be prepared to create a secure, flexible retirement plan that protects your lifestyle and ensures your money lasts as long as you do.
