In 1971, everything changed. The U.S. broke from the gold standard, and with that one decision, the rules of money shifted forever. Productivity kept climbing, but wages flatlined. Housing, healthcare, and education costs skyrocketed. Generational wealth became harder to reach, and millions were left running faster just to stay in place.
Our mission is to give people back the knowledge and power stripped away in that shift. Financial literacy is no longer optional—it’s survival. We’re here to cut through the noise and show everyday people—those living paycheck to paycheck, those starting from zero, and those starting over—how to build real assets, protect their future, and create freedom that lasts.
No jargon. No gatekeeping. Just truth, tools, and strategies to help you take control in a system designed to keep you behind.
Years of experience
“I didn’t grow up rich.”
I grew up in a small, middle-class home with a father who lived well below his means—not because he wanted to, but because he had to. No vacations. No luxuries. No dinners out. Just the basics: food on the table, bills paid, and a quiet promise he made to himself—that my sister and I would never carry the weight of student debt on our backs.
That survival taught me two powerful things: how to stretch a dollar and how to recognize the value of long-term thinking. I inherited his discipline, but I also inherited something he never had the chance to chase—ambition for something more.
I’ve always been a numbers guy. I failed at first—literally. First year of university, I lost my way. Got kicked out of my program. Most people would’ve stopped there. But I fought my way back in and graduated with honors in accounting.
Working 9-to-5, I realized something no degree ever taught me: a job will never buy you freedom.
So I started investing. I studied relentlessly—every night, for years. I lived below my means and put every spare dollar into my future. Now, I’m building something bigger—a financial education school for people like us. For the underdogs. The overlooked.
“I didn’t grow up around money.”
I grew up in a home where survival came first—one where my dad was the only person earning, yet feeding six mouths: two kids, his wife, and his own parents. There were no talks about investing. No plans for savings. Just a daily grind to put food on the table.
As a child, I never noticed the struggle. That’s the kind of father he was—quiet strength, no complaints. Every time I asked for something, the answer was always “yes,” even if it meant he went without.
Eventually, my mom went back to school and became a teacher. But the message growing up was still the same: Get your degree. Get a job. Work hard. That’s the only way.
And I followed that path—I got my business degree. I worked at BMO, TD, and CIBC. I became a market manager at a major real estate data firm. I did everything I was “supposed” to do.
But inside? I felt drained. Working five days a week to buy back two. That didn’t feel like success—it felt like a cage.
I wanted out. I just didn’t know how—until I met Harman. He opened my eyes to investing, saving, building wealth the smart way. Now, I’m here to help do the same for others.
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We’re building a future where financial freedom isn’t rare—it’s expected. A future
where money isn’t a mystery or a constant source of stress, but a tool everyone
knows how to use. Where teenagers understand investing before they swipe their
first credit card. Where families talk about wealth as openly as they talk about
dinner.
The truth is, the system shifted in 1971—and most people were left without a
map. Wages stalled, costs soared, and financial knowledge became gatekept.
Our mission is to break that cycle by making financial literacy normal, accessible,
and powerful enough that you’ll never need us again.
Because freedom isn’t about having money—it’s about having choices. And
everyone deserves that.
